To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Contact us to request the transfer. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. 0000001606 00000 n
You would think they could have done it over the phone. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. Youll need to complete a V/Line Passenger Refund Application Form. (by Issuer). Step 4: Analyze Your Top Picks. Balance transfers usually go through in five to seven days, although they may take longer. If this occurs, you won't incur a duplicate fare. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. Whats the Difference between Business vs. Corporate Credit Cards? i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. You might also lower your overall monthly payments and turn multiple bills into one easy payment. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Whats the Difference between Business vs. Auto-load is the same as auto top up. Do I ever lose the money . Press question mark to learn the rest of the keyboard shortcuts. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. No. endobj You can request a new, free myki smartcard through your online account. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. 0000004635 00000 n
Click on "Select Offer.". So I had a mobile MyKi with around $6.xx balance on it. 0000009156 00000 n
A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. No. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Licences. You will need to provide identification to show that you are the registered myki card holder. WalletHub Answers is a free service that helps consumers access financial information. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. The unused money does not sit in an account earning interest. Well block your myki and arrange a replacement myki. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. Top up your myki Does a balance transfer happen automatically? All myki smartcards expire after four years. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. startxref At this stage, these are the only card types available on Mobile myki. Yes. 0000002274 00000 n
Wtf? Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. What are the best Ways to Start Travel Hacking? Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. xref If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. Posting by mobile so you can find it yourself ;-). The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. For example, set your myki Money to top up with $50 when your balance reaches $10. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. Choose your top up value and minimum balance. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. endobj So I had a mobile MyKi with around $6.xx balance on it. Keep in mind that credit utilization is also affected by individual card balances. xen0. A Mobile myki expires after two years. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. If these are your only two cards, your credit utilization ratio is 33.33%. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? For more information, please see our Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. I don't know where the actual card is. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. There are three ways to replace lost or stolen myki cards: 1. How long does it take to process a balance transfer from another company? Legit all the way, touched on and everything. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Myki credit, once on your card, does not expire after 90 days of not getting used. 0000004886 00000 n
Auto top up and Auto-load cant be transferred to your new myki. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Then he said he could order a replacement one to be posted to me. No. Why Military Personnel Are Vulnerable to Identity Theft? What kind of retarded system is this? I have had a myki card virtually since the start date. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. 0000013222 00000 n
Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Student passes and concession cards cant be replaced online or over the phone. To learn how to do a balance transfer, review this step-by-step process. How To Transfer A Credit Card Balance To Another Card. 1. Your Mobile myki will now appear in Google Wallet. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. I want to transfer the $19.90 to the card with $6.54 on it. Know your existing credit card's interest rates, balances, and balance transfer limits. New comments cannot be posted and votes cannot be cast. <>stream
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Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. Once you do, carrying out a balance transfer becomes rather straightforward. Can You Get a Student Credit Card With No Income? Privacy Policy. The system was delivered more than $500m over budget and behind schedule. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). Myki (/ m a. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. You'll need to know the account number for your existing balance and how much you want to transfer. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. To replace your myki online, you must be requesting the same fare concession type as your original myki. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. I have my most recent card that has $6.54 on it. You can register either when you buy your myki, or at a later date. Reddit and its partners use cookies and similar technologies to provide you with a better experience. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . We're working to improve the messaging. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Haven't tried as yet. 0000004362 00000 n
Upon approval, your new card provider might pay your old card provider directly or send a check to you. You would break even only after a year. A subreddit for Melburnians and Melbourne enthusiasts! For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. In my experience touching on is quicker than validating a metcard. the PVT website says: "What to do with your myki when you leave Melbourne. Standard message rates apply. endobj 3. There is no principle. Mobile myki is different to an existing myki card. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. My Myki was due to expire after three years. This question is about Synchrony Bank Credit Cards. Here's where to find it: After logging in to your account, go to "Card Details.". You can register your Mobile myki via Register your myki. Update the app and try again. endobj Refunds cannot be issued for less than $5. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Carrying that balance is costing you $1,000 a year in interest. Check your phone to make sure you're connected to WiFi or mobile data. 2. Remember to top up with enough money to pay for your entire journey. Here are some tips to save on fees and interest on a balance transfer. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). They're talking bullshit. What is the best credit card for fair or average credit? 3. Most balance transfers with Chase process within a week. You only need to wake up your phone to touch on and off. EDIT; The card that I want to transfer FROM was lost and it was de-activated. If you're still travelling after 2 hours, you'll be charged a daily fare. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. The balance transferred when the old card expired. Balance transfer fees may apply. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. This could save you money if you're moving the balance to a card with a much lower interest rate. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. Pick a card that waives the balance transfer fee. 184 0 obj My old one is registered and everything with my account but there seems to be no way to import that one in. New comments cannot be posted and votes cannot be cast. Learn more about auto top up. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. How long do balance transfers take with Chase? Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. December 29, 2022 - 1:47PM. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. If you have Mobile myki you can set Auto Load via the Google Pay app. If you have a Mastercard or VISA card you can get and top up a Mobile myki. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. This will let you manage your myki as you would a physical myki card. The reason for that is because low interest rates for transfers are made to attract new customers. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. <> I was told that when I made a new card I would be able to transfer the money across. 0000004139 00000 n
They could have at least have forms on their website to print and send. I was told there was nothing I could do for this one as it wasn't registered. Can you transfer MyKi balance from one card to another? We're looking to expand the number of card types available, so more passengers can use Mobile myki. How do I know if my balance transfer was approved? In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream
No. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. You can read the Terms of Service online. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. For more information, visit the V/Line website. endstream As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Because the whole thing is fucked. 0000010193 00000 n
You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. 183 0 obj How to Show Credit Worthiness without Credit? Select the 'Activate' option. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. The cost would have been deducted from the balance at transfer. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. 0000000016 00000 n
If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Whats the difference between a hard credit inquiry and a soft credit inquiry? On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. This will allow you to deactivate your Mobile myki. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. endobj I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. @john_miller 03/01/23 This answer was first published on 03/01/23. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. The only way is to download a form, fill it out, post it in, and wait weeks. Step 3: Review Card Offer Terms. Editorial and user-generated content is not provided, reviewed or endorsed by any company. 0000014445 00000 n
Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. For more information see Google Help and Support.
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